Here's how to get Nintendo Switch Online without using a credit card

Some folks are just a little reticent to store their credit card information on their Nintendo Switch. Perhaps it's because you have a child who regularly uses the Switch, or maybe you would rather keep your credit card information separate for safety reasons. There might be other reasons you're looking to get Nintendo Switch Online without a credit card.

Whatever your reason, not having a payment method stored to your Switch can pose a problem when you want to add funds to your Nintendo account or subscribe to Nintendo Switch Online. You may be wondering if you can pay for your subscription without a card. The short and fortunate answer is yes! Here's a quick guide on how to get Nintendo Switch Online without a credit card.

Nintendo Switch Online Subscription cards

There is another way if you would like to subscribe to the online subscription service but don't want to dump your credit card information into your Switch. You can head over to Amazon or Best Buy and pick up a one-year subscription to Nintendo Switch Online for just $20. Once you have your online subscription code, all you have to do is enter it.

  1. From your home screen, select Nintendo eShop.

  1. Now scroll down on the left to Enter Code.

  1. Enter your Nintendo Online subscription code, and you are good to go!

Nintendo Switch eShop gift cards

The only downside to this method is that they currently only sell individual memberships. If you want to get a family plan, you will have to figure out something else. Luckily, there is another way!

If you want to subscribe to a family plan, one way to do it would be to pick up an eShop gift card. It just so happens that they offer a gift card that is the perfect denomination to pay for a Nintendo Switch Online family plan. There's also a $35 eShop gift card, which will pay for your family plan and leave you one shiny penny left over. Once you have your eShop code in hand, all you have to do is enter it in the shop.

  1. From your home screen, select Nintendo eShop.
  2. Now scroll down on the left to Enter Code.
  3. Enter your Nintendo eShop prepaid code.

Once your code has been entered, you will have funds in your account, which will allow you to purchase your family plan membership.

  1. From your home page, go to the Nintendo eShop.
  2. On your left, scroll down and select Nintendo Switch Online.

  3. Select Membership Options.

  4. Scroll down until you find Family Membership.

  5. Select Proceed to Purchase.

  6. If you entered your eShop gift card correctly, you should see that you have $35 in Available Funds to purchase your subscription.

You can also use those virtual dollars on digital versions of great Nintendo Switch games. Just follow the steps to redeem your Nintendo eShop gift card, and start shopping!

Your best options for avoiding credit cards

While the online service might pale in comparison to the offerings on the other consoles, there are still plenty of reasons why you'd want to have access to Nintendo Switch Online or the Nintendo Switch Online + Expansion Pack. The service is one of the most affordable around.

In addition to accessing online multiplayer and cloud game saves, you also get many sweet bonus features, like access to exclusive games like Tetris 99 and the SNES and NES virtual console. And don't forget to download the Nintendo Switch Online companion app on your phone for even more exclusive features.

For Individuals

Nintendo Switch Online 12-Month Membership

$20 at Best Buy $20 at Amazon $20 at Walmart

No card, no problem

Picking up a subscription card through Amazon is the easiest and most effective way to keep your card off of your Nintendo Switch. If that is your goal, this is probably the best way to do it.

For Families

Nintendo eShop Gift Card

$35 at Best Buy $35 at Amazon $35 at Walmart

For the fam!

They may not offer a subscription card for getting a family plan, but this is an equally effective method of getting the job done. With the eShop Gift Card, you and the family will be all set!